Social Security Offsets

Government Pension Offset (GPO) & Windfall Elimination Provision (WEP)

Benefits paid under the provisions of Chapter 32 may offset your Social Security benefits.  For additional details,  please refer to the Government Pension Offset and the Windfall Elimination Provision pages on the Social Security Administration website below.

Government Pension Offset

A law that affects spouses and widows or widowers.
If you receive a retirement or disability pension from a federal, state, or local government based on your own work for which you didn’t pay Social Security taxes, we may reduce your Social Security spouses or widows or widowers benefits. This fact sheet provides answers to questions you may have about the reduction.

Windfall Elimination Provision

Your Social Security retirement or disability benefits can be reduced.
The Windfall Elimination Provision can affect how we calculate your retirement or disability benefit. If you work for an employer who doesn’t withhold Social Security taxes from your salary, such as a government agency or an employer in another country, any pension you get from that work can reduce your Social Security benefits.